How much is your home worth?

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What's your property worth?

Home valuations help you plan ahead and make informed decisions. It is useful to know how much equity you have and what you might borrow against or realize in a sale.

Our approach aims to give a more considered picture than generic portal estimates. For the most precise number, ask us for a customized comparative market analysis or a professional appraisal.

What is a home valuation?

A home valuation is an estimate of a property's current market value. Lenders rely on it when a home secures a mortgage so they can recover their investment if needed.

How is the value calculated?

Estimates weigh location, age, size, condition, improvements, and recent comparable sales nearby, along with broader market trends such as inventory, rates, and buyer demand.

How accurate is an online estimate?

Online tools are a starting point. They may miss renovations, unique features, or how buyers perceive the home. An in-person review or appraisal is best when accuracy matters most.

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Two accurate approaches

How is a valuation performed?

Market analysis

Comparative market analysis

A comparative market analysis (CMA) looks at similar homes that sold recently nearby. Agents adjust for differences between each comp and your home to narrow in on a supported range.

Appraisals

Based on a professional's opinion

An appraisal is an independent opinion of value, often required by lenders. The appraiser inspects the property, reviews comps, and documents findings in a detailed report.

Why is a valuation important?

When a clear picture of value helps most

Refinancing

Loan sizing

Lenders tie loan amounts to property value and your equity. Knowing your value helps you understand refinance options and terms.

Home improvements

Stay in the market

Major upgrades should fit your neighborhood. A valuation shows how you compare so you invest where it pays off.

Qualifying for credit

HELOC and equity

Products like a HELOC often require meaningful equity. A valuation clarifies whether you are in range before you apply.

Planning

Future flexibility

Even without an immediate transaction, knowing value and equity helps you respond to life changes or opportunities.